If you ever get injured at work in Boca Raton, you might wonder whether you will be compensated for the medical bills and lost wages resulting from that injury. The workers’ compensation system of Florida exists to protect workers who sustain an injury on the job. The laws relating to workers’ compensation are complex so you might not understand how you can get compensated for your injury.
We will explain a few important things about workplace injuries in Boca Raton so that you know what you must do if you are ever injured at work.
Workers’ Compensation
Work-related illness and injuries are eligible for workers’ compensation insurance. Workers’ compensation insurance typically covers:
- Physical injuries
- Stress-related injuries
- Illnesses
- Psychological illnesses
The injury must be directly related to work. If it’s related to any pre-existing injury that wasn’t work-related, you will not be compensated.
Typically, workers’ compensation is the only way you can get compensated. You can’t file a claim in the court against your employer in Boca Raton as Florida is a no-fault state.
What to Do After a Workplace Injury in Boca Raton
If you want to receive the workers’ compensation benefits for the injuries you sustain at work, you must do the following things:
Seek emergency medical treatment for your injuries
Report the injury to your boss as soon as possible. The law requires that an injury must be reported to the employer within 30 days of it happening.
What Your Employer Must Do After a Workplace Injury in Boca Raton?
When you are injured on the job, your employer should investigate the case immediately. All facts about what happened including how you sustain an injury or what causes it should be gathered, as the insurance company will ask for them.
Your employer will report your injury to the insurance company and the insurer will then investigate the case.
What Benefits You May be Eligible for?
Generally, the benefits you are entitled to through workers’ compensation include:
Medical Expenses
Compensation for the medical expenses resulting from the injury may be provided to you. However, you might be limited as to which healthcare provider you can visit for treatment.
Temporary Disability
If you aren’t able to work temporarily because of your injury, you’ll experience a loss in income. Workers’ compensation insurance covers the loss of income resulting from temporary disability.
Permanent Disability
Workers’ compensation insurance typically provides partial permanent disability benefits if your workplace injury is so serious that you cannot work to earn an income ever again.
Workers’ compensation insurance is something you might be entitled to, but don’t think that the insurance company will just hand out the money to you. These companies don’t like paying claims even when the employee’s claim is valid. They will try their best to avoid paying the amount you are entitled to or pay less than what you deserve.
To avoid a claim denial or lowball settlement offer, hire an experienced Boca Raton personal injury attorney of Shiner Law Group. Our attorney will advise you on your rights and negotiate with the insurance agent so that you receive the compensation that you are entitled to.
For a free consultation of your Boca Raton workplace injury case, reach out to us at 561-777-7700.
